Licensed Insurance Agent
GA Lic. #3896004 · Life, Health & Accident
Protecting What Matters Most
to Your Family
FinCoach is a free, guided financial wellness session that walks you through real-life insurance and investment decisions — stage by stage — and ends with a personalized action plan built just for you.
How Your Session Works
Insurance Solutions For Every Life Stage
Your insurance needs evolve as your life changes. FinCoach provides guidance tailored to where you are — and where you're going.
First Paycheck
Age 22–28Congratulations on the new job! This is one of the most important financial chapters of your life — not because of how much you're earning, but because of the habits you build right now. Let's walk through three situations you're likely to face in your 20s.
Scenario 1
Your first real paycheck just hit — $1,850 after taxes. Your roommate Marcus is excited about a crypto coin his cousin swears is about to explode. You also have exactly $0 in savings. What do you do with this first paycheck?
Scenario 2
You have $28,000 in student loans at 6.5% interest. You also have a 401(k) at work with a 4% employer match. You have $400/month available after rent and basic expenses. How do you allocate it?
Scenario 3
You're 26, healthy, and just got engaged. A friend mentions that life insurance premiums are at their absolute lowest right now for you. Your employer offers $50,000 in group coverage. Do you need more?
Max S. Bingham Jr.
Licensed Agent · GA License No. 3896004
Your Partner in Generational Planning
At BNspired Generational Planning, we believe that protecting your family is the most important investment you will ever make. FinCoach is our free educational tool — designed to help families across Georgia and the United States understand the insurance and financial strategies that build lasting legacies.
Educational Content
Evidence-based financial literacy grounded in real insurance principles
Family-First Approach
Scenarios designed around real family financial decisions at every life stage
Guided Counseling
Your personal advisor Alex walks you through every decision with empathy
Personalized Plan
Finish with a custom action plan tailored to your unique financial profile
Begin Your Generational Plan
Your free financial wellness session takes about 15 minutes. No account required. No personal data collected. Just honest, personalized guidance — built around your life.
Educational content only · Not personalized financial advice · BNspired Generational Planning